Sensible investment planning includes a range of different asset classes in order to spread your risk and boost your potential gains.

We listen to your circumstances, needs, appetite for risk-taking and aspirations before putting together our recommendations - which will be personalised to your situation rather than taken off the peg.

Your strategy could encompass some or all of the following:

• Deposit accounts
• National savings
• ISAs
• Unit trusts/OIECs
• Investment trusts
• Investment bonds
• Equities
• Government bonds ("gilts") or corporate bonds
• Pensions, SIPPs, SSAS

Naturally, your needs, objectives and risk appetite are likely to change over time. A young person is likely to be happier with riskier investments such as equities, for instance, while someone approaching retirement would probably prefer to reduce the risk in order to get guaranteed returns. We are always available to adjust your investment strategy: and indeed, we recommend that we meet regularly to review this. There is a bewildering range of financial plans on the market today. Few people have the time, the inclination or the resources to research them effectively. However, at North Financial Management we have both the specialised expertise and the technology to ensure that we recommend the plan or plans that are right for you. For more information about our investment and wealth management services, contact us today.